Need an appraisal in Corralitos or Santa Cruz County?

Here are the top seven reasons CA homeowners hire Anthony Salady:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To reduce your mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a CA divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate in CA

Do you own a house in or near Corralitos? Do you need help determining the price of your real estate?
Contact Anthony Salady.

We at Anthony Salady understand the special needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Anthony Salady will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to remove PMI

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Anthony Salady is qualified in helping customers just like you remove unneeded PMI insurance.

Challenge Santa Cruz county's assessment of your property

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes nearby. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Anthony Salady is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Anthony Salady can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? An appraiser from Anthony Salady can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.